For grocery stores
Grocery Store Insurance.
Keep your daily operation in focus.
From fresh food and refrigerated stock to customer traffic and deliveries, every grocery store has its own mix of questions. Bring the details of your store to a business insurance conversation with Jay.
Start with the details
A conversation around your operation.
Use these topics to organize your questions. Bring the parts of your business that make your operation different.
Questions to explore with Jay
Your store and inventory
Review the building or lease, tenant improvements, stock values and seasonal changes in inventory.
Refrigeration and perishables
Discuss coolers, freezers, maintenance arrangements and questions about spoilage or equipment breakdown.
Customers and food service
Describe customer traffic, prepared foods, sampling and any on-site dining or alcohol sales.
People, deliveries and systems
Bring information about employees, delivery arrangements, payment systems and online orders.
These are topics for discussion, not a promise of coverage. Policy terms, exclusions, eligibility and available options require review for your individual operation.
Explore commercial insuranceGood questions to ask
A little more
clarity.
You can start with a question before you start a quote.
More common questionsWhat should I bring to a grocery store insurance review?
Bring your current policies, lease requirements, stock values and a description of food preparation, refrigeration and delivery activities. Include any operational changes since your last review.
Should I mention a deli, bakery or online delivery service?
Yes. Explain each activity and whether your staff or a third party handles it so Jay can discuss the relevant policy questions with you.
Is spoiled stock automatically covered?
Do not assume it is. Ask Jay to review the specific causes of loss, exclusions, limits and any endorsements in the proposed or existing policy.
Let’s start here
What’s on
your mind?
Start a quote request or choose a time to talk with Jay.