Prepare for a conversation
Start with the HOME and AUTO checklists, or choose a guide for your household or business.
These guides are for general information and discussion. Coverage depends on the policy, exclusions and insurer. Original documents may contain dated examples; discuss their relevance with Jay.
PDF guides open in your browser when supported. Use the PDF viewer’s download or save button to keep a copy. Other file types download to your device; opening behaviour can vary by browser.
Coverage review checklists
Home coverage review checklist
Prepare policy documents, home changes and questions for a home coverage conversation.
Auto coverage review checklist
Prepare vehicle, driver and usage information for an auto coverage conversation.
Home, auto and personal guides
5 Reasons To Buy From An Independent Agent
An introduction to working with an independent insurance agent.
Open 5 Reasons To Buy From An Independent Agent (PDF, 89 KB)
100 Safe Driving Tips For Young Drivers
A collection of driving safety discussion points for young drivers.
11 Ways To Save Money On Your Car Insurance
Questions about auto insurance costs and possible discounts to discuss during a review.
Open 11 Ways To Save Money On Your Car Insurance (PDF, 9 KB)
Emergency Contact Disaster Preventer Form
A printable worksheet for organizing emergency contact information.
Parents Guide To Young Driver Safety
A driving-safety resource for parents and young drivers.
10 Ways To Save Money On Homeowners Insurance
Homeowners insurance review topics and cost-related questions.
Open 10 Ways To Save Money On Homeowners Insurance (PDF, 108 KB)
Umbrella Policy Letter
An introduction to discussing additional liability protection.
Business, contractor and hospitality guides
Bar and Restaurant Risk Management Manual 2026
A hospitality resource covering operations and risk management topics.
Open Bar and Restaurant Risk Management Manual 2026 (PDF, 72 KB)
Top 100 Insurance Risks That Can Close Your Bar
A checklist of bar operations and insurance discussion topics.
Open Top 100 Insurance Risks That Can Close Your Bar (PDF, 137 KB)
Top 100 Insurance Risks That Can Close Your Restaurant
A checklist of restaurant operations and insurance discussion topics.
Open Top 100 Insurance Risks That Can Close Your Restaurant (PDF, 136 KB)
Workers Compensation Risk Management Manual
A business resource about workers’ compensation and risk management.
Open Workers Compensation Risk Management Manual (PDF, 242 KB)
More business guides — 100 FAQs each
Home Health & Adult Day Care Insurance — 100 FAQs
Jay’s supplied guide for owners and managers.
Original FAQs and glossary
Commercial Lines FAQs
Original business and contractor insurance FAQ document.
Original download pending correction and approval. Read the website FAQs.
Church and Nonprofit Insurance FAQs
Original church and nonprofit insurance FAQ document.
Questions about a guide?
Bring your policy documents and the questions you would like to discuss. Contact Jay or browse common questions.